Financial Integrity Group LLC (FIG) service is not available in all states. FIG does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. The use of debt settlement services may adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled account due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf should resolve the entire account including all accrued fees and interest; based on willingness of creditors to negotiate.